Open Arsenal

Where Finance Meets Public Insight.

BankScope is an open-source financial intelligence, regulatory oversight, and institutional monitoring platform designed to bring transparency and accountability to the financial system. Inspired by the regulatory framework established by the Dodd–Frank Wall Street Reform and Consumer Protection Act, BankScope provides a centralized resource for tracking financial institutions, evaluating financial stability, monitoring regulatory compliance, and examining systemic risk. By aggregating publicly available information from federal financial agencies, regulatory filings, and institutional disclosures, the platform makes complex financial data more accessible to researchers, journalists, policymakers, financial professionals, and the general public.

BankScope provides extensive monitoring of financial institutions, including capital adequacy, liquidity, leverage, asset quality, stress testing, derivatives exposure, and resolution planning. It tracks systemically important financial institutions, Financial Stability Oversight Council activities, Federal Reserve stress test results, living will assessments, and regulatory enforcement actions. Additional capabilities cover executive compensation, corporate governance, mortgage lending, consumer financial protection, and banking industry concentration. Interactive dashboards, historical comparisons, institutional profiles, and configurable risk indicators help users identify financial trends, evaluate institutional health, and better understand potential vulnerabilities throughout the financial system.

The platform also integrates financial intelligence from agencies and organizations including the Federal Reserve, FDIC, OCC, CFPB, SEC, CFTC, FSOC, and Office of Financial Research. Its data aggregation and verification capabilities provide searchable regulatory documents, historical financial records, enforcement histories, consumer complaint trends, and source-linked analytical reporting. Advanced artificial intelligence and predictive analytics extend these capabilities through automated document analysis, anomaly detection, financial trend identification, systemic risk modeling, and natural language research assistance. Every analytical finding is designed to distinguish verified regulatory information from independently calculated metrics, AI-generated assessments, and predictive estimates, maintaining transparency and traceability throughout the research process.

BankScope is designed as a modular platform with extensible capabilities for international financial oversight, insurance companies, nonbank financial institutions, investment markets, community banking, and advanced financial modeling. Public APIs, downloadable datasets, customizable reports, developer integrations, and community-developed plugins allow researchers and organizations to build upon its financial intelligence infrastructure. With comprehensive dashboards, configurable alerts, historical analysis, and accessible research tools, BankScope aims to make financial oversight more understandable and actionable. Its broader mission is to empower the public with the information needed to examine financial institutions, recognize emerging risks, evaluate regulatory accountability, and better understand the stability of the financial system.

This specification is released under the AGPL-3.0+ and is free to use with required Section 7 attribution. Organizations seeking attribution-free deployment may obtain a Specification Branding License, with fees based on use and deployment scope.