Vantor Specification

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Vantor

Make intent executable.

Vantor is a deterministic capital routing system where all financial actions are explicitly defined by the user and executed through a strict, rule-validated pipeline. The system uses AI only as an instruction parser and never as a decision-maker.

Overview

Vantor transforms user-defined financial intent into structured execution instructions. It ensures that every allocation, schedule, and transaction is:

Explicitly defined by the user
Validated by a deterministic rule engine
Executed only through approved deposit-only rails
Fully auditable and replayable

No financial inference, optimization, or autonomous decision-making is permitted.

Core Architecture

Vantor is built as a modular system with strict separation of responsibilities:

Intent Layer → User-defined allocation rules
AI Parsing Layer → Natural language to structured instruction compiler
Rule Engine → Validation and constraint enforcement
Scheduling Engine → Explicit-time execution control
Execution Engine → Deposit-only financial routing
Connector Layer → External financial integrations
Audit Layer → Immutable system logging
Simulation Layer → Safe testing environment
Security Layer → Access control and system integrity
API Layer → System interface
UI Layer → Optional visualization and management interface

Feature List

1. Intent Layer (User Definition Module)

Fixed-dollar allocation definitions
Percentage-based allocation rules
Multi-destination fund splitting
Multiple allocation profiles
Profile activation/deactivation controls
Explicit rule-based financial intent definition

2. AI Parsing Layer (Instruction Compiler Module)

Natural language → structured financial instruction conversion
Strict schema normalization
Clarification requests for incomplete input
Deterministic JSON output generation
No advisory, optimization, or recommendation behavior
Rejection of ambiguous financial intent

3. Rule Engine (Validation & Constraint Module)

Schema validation for all allocation rules
Enforcement of user-defined caps and constraints
Destination account allowlist enforcement
No-withdrawal policy enforcement
Conflict detection between rules
Deterministic rule resolution ordering
Mandatory execution-time validation

4. Scheduling Engine (User-Specified Execution Module)

Explicit timestamp-based execution (ISO 8601)
User-defined recurring schedules with full boundaries
Timezone-aware scheduling per rule or profile
No inferred timing (e.g., “next Friday” is invalid unless fully defined)
Strict rejection of incomplete or relative dates
Batch execution at exact user-defined times

5. Execution Engine (Financial Routing Module)

Deposit-only transaction execution
Multi-rail support (bank, brokerage, wallet)
Idempotent transaction processing
Retry handling for failed executions
Transaction lifecycle tracking (pending, confirmed, failed)
Strict prohibition of withdrawals or fund re-routing

6. Connector Layer (Integration Module)

Banking API integration (deposit rails only)
Brokerage funding account support
Optional crypto wallet deposit integration
Scoped API key permissions (write-only where possible)
Pluggable connector architecture
Isolated provider integrations

7. Audit & Logging Module

Immutable logs of all user instructions
Pre-execution AI parsing records
Validation decision logs (pass/fail with reasoning)
Full transaction history tracking
Exportable audit trails (JSON/CSV)
Execution replay capability

8. Scheduling Engine (Execution Control)

Strict user-defined execution timing enforcement
No system-generated scheduling defaults
Timezone enforcement per execution rule
Batch execution of matching timestamps only
Rejection of undefined or partial timing rules

9. Simulation & Sandbox Module

Fully isolated financial simulation environment
Rule conflict testing before activation
Scenario-based allocation modeling
Historical execution replay
Debugging and step-through rule evaluation
No real financial impact

10. Security & Permission Module

System-wide no-withdrawal enforcement
Role-based access control (user/admin/system)
Scoped API key generation and rotation
Optional execution approval gating
Rate limiting for API endpoints
Tamper-resistant configuration storage

11. API Layer

REST/GraphQL support for rule management
AI parsing endpoint (stateless compiler mode)
Execution status and tracking endpoints
Connector configuration APIs
Audit log access endpoints
Simulation endpoints
Webhook event support

12. UI Layer (Optional)

Rule builder interface
Visual capital flow mapping
Explicit schedule configuration tools
Transaction history dashboard
Sandbox simulation interface
Connector management panel
Audit log explorer

System Principles

AI translates intent only
Rules validate structure only
Execution follows explicit instructions only
No inference, no optimization, no autonomy
All transactions are deterministic and auditable

Specification Branding License (SBL)

Standard

Fully AGPL-3.0+ compliant system
Copyleft enforced for network deployments
Required attribution:
- Roxanne Ardary
- https://www.roxanneardary.com/

Optional

Specification Branding License (SBL)
- Attribution-free commercial deployment
- Pricing based on scale, usage, and deployment scope
- https://roxanneardary.com/vantor/

License & Notice Requirements

Vantor is released under the GNU Affero General Public License v3.0 or later (AGPL-3.0+).

By contributing to this project, you agree that your contributions will also be released under this license.

Please note the following:

All contributions must comply with the AGPL-3.0+ terms.
Under Section 7 of the license, all redistributions, forks, and derivative works must preserve attribution to:
Roxanne Ardary and roxanneardary.com.
Vantor specificiations are free to use with attribution. A Specification Branding License can be negotiated upon request.
The project’s notice.md file tracks attribution requirements and contributor acknowledgments.
Any update that adds new contributors or modifies attribution should also update notice.md.
When submitting a pull request, ensure that any new files maintain the attribution headers where applicable.
Network-deployed versions of this software must also remain fully AGPL-3.0+ compliant, including exposure of source code modifications when applicable under the license.

For full legal details, please refer to the AGPL-3.0+ license and the project’s notice.md file.

Notice – Vantor

Attribution Requirement: Under Section 7 of the AGPL 3.0+ license, all redistributions, forks, and derivative works, including network-deployed versions of this project, must provide attribution to Roxanne Ardary and roxanneardary.com.

Contributors

This file tracks contributors and their specific contributions to the project.

Roxanne Ardary, roxanneardary.com – June 2, 2026
Created the repository for Vantor. Designed and implemented the initial architecture for a deterministic capital routing system with modular AI parsing, rule validation, scheduling, and deposit-only execution layers.
[Add other contributors here] – [Date]
[Describe contribution in one sentence]

License – Vantor

This repository is licensed under the GNU Affero General Public License v3.0 or later (AGPL-3.0+).

Key Points:

You are free to use, modify, and distribute the code.
All redistributions, forks, and derivative works or network-deployed versions must also be licensed under AGPL-3.0+ and provide attribution to Roxanne Ardary and roxanneardary.com as required under Section 7 of the license.
The software is provided “as is,” without warranty of any kind.

For the full license text, see GNU AGPL-3.0 License: https://www.gnu.org/licenses/agpl-3.0.html

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